If you are like most people, you are probably trying to set up you and your family financially for today and for the future. But have you asked yourself this question:-
What happens if something goes wrong?
You may have a number of questions;
• Which type of cover will I need?
• How much cover will I need?
• How much is this going to cost me?
When a person dies an agreed lump sum is paid.
Helps pay off debts, funeral expenses, provide ongoing income for family members left behind.
Having a permanent disability can put a huge strain on family members emotionally and financially. This insurance is designed to pay a lump sum to help for home alterations, medical expenses, and ongoing income.
This insurances pays a lump sum payment if you become disabled and never to return to work again.
You might suffer a heart attack, stroke, cancer or loss of limb; these are just some of the occurrences for which you will receive a lump sum. This helps with making adjustments for home, family, and work commitments.
This cover pays you a lump sum payment if you suffer a trauma, sickness or accident covered under the plan.
It could be as simple as a broken arm and not being able to work for 2 months. Or it could be more serious like an illness which keeps you in hospital for 12 months. Think about how your family would survive financially without your income?
This cover pays you a monthly benefit if you are injured or too sick to go to work. Benefit pays up to 75% of your annual salary.
This helps business owners or self employed people pay work related expenses if they are unable to work. It takes the stress out of having to find money to pay business loans, work vehicle payments, wages, etc.
This cover helps you pay 100% of your business expenses for up to 12 months, if you are unable to work due to a sickness or accident.
Total and Permanent Disability Insurance (TPD)
What to do next
If you want to make the most of your money in the best years of your life, contact us today.